Below are a list of services offered by Praeto Risk and Insurance Management Solutions. We deliver outstanding service standards by providing financial protection and peace of mind to all our clients by offering quality insurance products through independent agents and brokers.
Losing a loved one is one of the most devastating events a person can endure, and the last thing they should have to worry about during the immediate grieving process, is the high cost of a funeral. This is why funeral insurance is necessary. Funeral Insurance offers cover for burial and all associated funeral expenses. A funeral insurance policy protects family members and loved ones from these unexpected costs.
Reasons to have funeral cover:
It is extremely important to insure your health. The cost of treating an unexpected illness can cause severe financial strain on the savings you have accumulated over time. Health insurance is there to help cover medical expenses. This is exactly why we underwrite a selection of tailor-made health insurance options that is perfect for every individual.
Advantages of health insurance are:
No one plans to fall ill or get hurt, but a serious illness can strike anyone at any time. Accidents can also happen at any time that can put you and your family’s health and financial circumstances at risk. If you cannot afford comprehensive cover, a basic hospital plan is highly recommended. Medical aid is aimed at covering for the hospitalization, treatment and medication of the injured person. Choosing the right medical aid plan is essential and Praeto Risk and Insurance Management Solutions offers a comprehensive range of medical aid plans in South Africa.
Various benefits of Medical Aid include:
Retirement planning is the process of planning and managing your short and long-term finances to help achieve your financial dreams during both your working years and retired life. It is never too early to start planning for your future whereas the earlier you start the more your money gets to multiply. We are here to ensure that you are able to enjoy your golden years with financial independence, as our policies will help you plan and secure your future.
Advantages of retirement planning to consider:
If it is your wish to have the last say as to how your estate should devolve, then a proper will is essential. A will is one of the most important estate documents you can prepare. Knowing that your affairs will be taken care off in the way you want will give you great piece of mind during your lifetime.
Reasons to have a will:
Who will inherit your assets when you are gone? The government or your loved ones. Without estate, planning you cannot really choose who gets everything you have worked so hard for and in order for your loved ones to benefit, it will be essential to have your affairs all in order. An individual’s estate includes your house, car, investments, life insurance, pensions, debt and personal belongings.
Importance of estate planning is:
Whether your business is small or big there are numerous risks associated with having a business. Business Insurance is there to protect you against those risks. There are various types of business insurance including coverage for property damage, legal liability and employee related risks. Due to the varying nature of the working environment, it would be beneficial for companies to carefully examine potential risk to determine their specific insurance needs. You cannot predict what happens to your business in the future but you can always be prepared.
Why do you need business insurance?
It is no secret that education is expensive and it is certainly not getting any cheaper with inflation and general cost increases. By investing a fixed amount of money regularly, you compound your investments into a generous lump sum in the future. The fruit of this investment will reduce the financial burden of paying for your child’s college education and this will allow your child to pursue their preferred field of study at their dream institute. Acquire an education policy to secure a brighter future for your child.
How will an educational policy help with your child’s future?
Ultimately, you want to invest as much as you possibly can over the course of your life and if you have never thought of why you should invest, now would be a good time. Investment planning is said to be a core component of financial planning. By making smart investments you can actually make your financial life better. An investment plan is needed in order to secure a better future financially. The best investment plan is one that is tailored to you, so we are here to walk you through the steps necessary to create an individualized strategy that will set you on the path to success.
Why investment planning?
As business strategist, we are responsible for developing strategic plans that will be able to assist our clients in reaching their goals and targets and improve profitability. We are here to help identify goals that our clients should be focused on and take the steps needed to ensure that each client has what it needs to achieve those goals. We evaluate customer requirements and develop business plans to meet these requirements. We also analyze existing strategies and practices and provide recommendations for improvements. We are here to maximize return on our clients’ time and the effort they invest to meet their business, family and personal financial goals as customer satisfaction is an end goal.
